Funding Sources

“When others say no — we say ‘Let’s find a way.’”

🏍️ Helping Canadian Motorcycle and Powersports businesses access the capital they need — when the banks won’t.

💰 You are free to use this information independently. However, The Workshop Door maintains daily, direct contact with the lenders and investors most relevant to our clients. We know where to go immediately, how to position your request, and what decision-makers expect to see. Clients who attempt this process on their own rarely achieve favorable results.

This curated guide lists alternative and last-resort funding sources designed specifically for Motorcycle and Powersports operations across Canada. All options are legal, accessible, and structured to help those who may not qualify for traditional bank financing.

Lending Cap: Up to $5,000,000 (without floor planning)

Every request is treated with respect — including “out of trust” situations.

OUR SOURCES OF CAPITAL

🔹 Private & Non-Bank Lenders

LendCare — Powersport financing with high approval rates and fast funding

Greenbox Capital — Merchant cash advances, invoice factoring, and revenue-based financing

Bizfund — Connects businesses with angel investors and merchant cash advances

Advance Funds Network (AFN) — Rapid working-capital loans and merchant advances

🌱 Microfinance & Community-Based Lending

FINCA Canada — Microloans and financial inclusion for small operators

Community Futures Ontario — Loans and mentoring for rural and underserved businesses

Credit Unions — Flexible, community-driven lending options

🏛️ Government & Development Programs

Canada Small Business Financing Program (CSBFP) — Government-backed loans via private lenders

Ontario Automotive Modernization Program (O-AMP) — Grants for technology and efficiency upgrades

Ontario Vehicle Innovation Network (OVIN) — Supports EV and smart-mobility projects

Futurpreneur Canada — Loans & mentorship for young entrepreneurs (18–39)

🔧 Alternative Financing Models

Peer-to-Peer Lending — Platforms like Lending Loop

Invoice Factoring — Turn receivables into immediate cash flow

Crowdfunding — Kickstarter, Indiegogo, FrontFundr — community-powered capital

Revenue-Based Financing — Repayments scale with your monthly revenue

Purchase Order Financing — Funding secured by confirmed customer orders

⚙️ BOTTOM LINE

When others close the door — The Workshop Door opens it.

Our network of lenders, investors, and industry partners gives your business a second chance at the capital it deserves.

Please Do Not Use The Workshop Door As reference. We do not offer references, and all of our capital sources know that. What we offer are FACTS. We work with the clients who we want to work with. Those are clients who will work with honesty and integrity. Those are the clients that see success with the sources of capital above.

💰 FLOOR PLANNING

Floor Planning is a separate part of our business investing. We will look at replacing your current floor plan or possibly taking care of paying out a floor plan that has fallen into an out-of-trust situation. You must understand that Floor Planning Finance is a separate business from The Workshop Door. Our floor plan sources in the retail Powersports, Auto Dealer, and Marine Industry world - cut off at $10M.

We also floor plan current used motorcycles.

Floor plan set-up has higher fees and expense to set up.

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